First Home Buyer
Are you ready to get onto the property ladder? We know it can be daunting buying your first home. However, we’ve helped many Kiwis get into their first home and we’re ready to help you. Whether you have found the perfect first home or are getting ready to start your hunt, we will make sure you have your financing sorted.
First Home Grant
If you have been contributing to KiwiSaver regularly for more than 3 years, you might be eligible for the First Home Grant. Get up to $10,000 as a couple ($5,000 as a single person) when buying an existing property and up to $20,000 when buying a new build as couple ($10,000 as a single person).
01.
First Home Loan
The First Home Loan is offered by select banks and lenders which will make it easier for you to get into your first home. Instead of requiring your normal 20% deposit, the First Home Loan only requires a deposit of 5%.
03.
KiwiSaver Withdrawal
If you have been a KiwiSaver member for at least 3 years, you may be able to withdraw some, if not all, of your KiwiSaver balance which you can put towards your deposit for your first home.
02.
Helping you
We know the sacrifices and commitment it takes to save up your deposit for your first home. That's why we want to make sure that you make the most of the various government homeownership support programs to help you get into your first home. We will determine the products you are eligible for and handle the admin work for you. Making your process simple but effective.