Our Expertise

Many investors make the mistake of using the same lender to fund their investment properties and personal home. Allowing the bank to look at your loans and securities as one. Split banking will give you equity protection from LVR changes, and sale proceeds protection. Giving you more control.

Managing your maturity risk is managing when your loans expire. You don't want your loans to expire all at the same time as it exposes your portfolio to policies that may be unfavourable for lending. We help structure your loans to minimise maturity risk.

Through interest rate averaging we can help you utilise an effective interest rate risk management strategy. By averaging your loans you will hedge yourself against interest rate increases. It also allows for the expiry of fixed loans to be managed strategically. 

Utilising non-bank lenders isn't as scary as it may seem. With these lenders offering higher LVR and less harsh servicing tests, for a slightly higher interest rate. Poses non-bank lenders as an alternative that may suit your current position.

Break fees can seem like a big bill to pay up, but in reality, it may put you in a better position. With the decrease in interest payments due to a lower interest rate you are maximising your portfolio's cash flow. 

Looking at your next investment property and not sure which one will help you get the most lending? Talk to us and we can provide some guidance to make the right choice.

This is managing the risk of your interest-only loans expiring at the same time and creating the issue of the inability to fix another interest-only term for your loans. We have knowledge of which banks give the best shot to extend your interest-only loans.